은행법 시행령 — English Edition
The complete English text of Korea's Enforcement Decree of the Banking Act, reflecting the Korean text enforced 1 July 2026 (Presidential Decree No. 36417). It is based on the consolidated English translation from Korea's National Law Information Center — current to Presidential Decree No. 35811 (1 October 2025) — and updated with every subsequent amendment, with the changes highlighted in the text.
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It reflects the Korean text enforced on 1 July 2026 (Presidential Decree No. 36417, partial amendment of 16 June 2026). It is based on the National Law Information Center's consolidated English translation, which was current to Presidential Decree No. 35811 (1 October 2025), and incorporates every amendment made since — with those changes highlighted.
A new Article 18-5 (Calculation of loan interest rates) was inserted, effective 1 July 2026, to implement Article 30-3 of the Banking Act; and Article 30 (Re-examination of regulation) was deleted (24 March 2026).
The Enforcement Decree is the Presidential Decree that implements the Banking Act — prescribing the matters the Act delegates to a Presidential Decree and the details necessary for its enforcement. It is best read together with the Banking Act, also available in English on KFR Gateway.
Among other things: the scope of equity capital; financial business, subsidiaries and specially related persons; credit-granting limits; the calculation of loan interest rates; the issuance of bank debentures and contingent capital securities; sound-management standards; administrative fines; and delegation of the Financial Services Commission's authority.
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