은행업감독규정 — English Edition
The complete English text of Korea's Regulations on Supervision of Banking Business — the Financial Services Commission notification issued under the Banking Act and its Enforcement Decree — reflecting amendments through FSC Public Notice No. 2026-10 (effective 1 April 2026). It is based on the last official English edition (FSC Public Notice No. 2023-37, 2023) and updated with every subsequent amendment, with the updated provisions highlighted in the text.
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It reflects the Korean text as amended through FSC Public Notice No. 2026-10 (effective 1 April 2026). It is based on the last official English edition (FSC Public Notice No. 2023-37, 2023) and incorporates every amendment made since, with the updated provisions highlighted and annotated with their amendment dates.
The Regulations on Supervision of Banking Business (은행업감독규정) are a notification issued by the Financial Services Commission (FSC) under the Banking Act and its Enforcement Decree. They set out the detailed prudential and supervisory rules for banks — authorization and reporting, stockholding, corporate governance, business conduct, capital adequacy and sound management, foreign-exchange soundness, credit risk management, and supervision and examination.
Key updates include the framework for systemically important banks — additional capital requirements and large-exposure limits for domestic (D-SIB) and global (G-SIB) systemically important banks — additional bad-debt reserve and independent verification requirements, transitional loan-to-deposit ratio schedules, and updated cross-references. Each updated article is highlighted and annotated with its amendment date.
They are issued by the Financial Services Commission (금융위원회, FSC). Day-to-day supervision and examination are carried out by the Financial Supervisory Service, whose head is referred to in the text as the Governor of the Financial Supervisory Service.
Advisory
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