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Act on Reporting and Using Specified Financial Transaction Information

특정 금육거래정보의 보고 및 이용 등에 관한 법률 — English Edition

Act No.: 21358
Promulgated: 19 February 2026
In force: 20 August 2026
Length: 35 pages

This is Korea's anti-money-laundering statute — the Act that creates the Korea Financial Intelligence Unit and imposes the suspicious-transaction and large-cash-transaction reporting duties, customer due diligence, the travel rule and record retention on financial companies and on virtual asset service providers. The official English translation published by the Korea Law Translation Centre stands at Act No. 19563 and is two years out of date. This edition brings it current to Act No. 21358, in force 20 August 2026 — and corrects ten points at which the official translation states the law differently from the Korean.

What the 2026 amendment changed

Ten corrections to the official translation

The official English is the base text of this edition. Reading it against the Korean turned up ten points where a reader relying on the English would get the law wrong. Each is corrected in the text, footnoted where it occurs, and listed in an Annex alongside every other departure, so this edition can be reconciled with the official one line by line. Among them:

ProvisionOfficial EnglishThe Korean
Art. 5-3(1)transfers “exceeding” the prescribed amount금액 이상 — inclusive, so the travel rule bites at the threshold
Art. 5-3(1)2(c)address and resident registration number주소 또는 주민등록번호 — an alternative
Art. 4-2(2)“installment transactions”금액을 분할하여 — structuring
Art. 2, subpara. 2(a)“Importation” of financial assets수입(受入) — receiving, i.e. deposit-taking
Art. 6(2)“even if said transactions have a domestic impact”domestic effect is the condition for extraterritorial application
Art. 19due attention to or conscientiously supervised주의와 감독 — both limbs cumulative

About this edition

Chapters I to VII and the Addenda are translated in full. Provisions inserted or rewritten by Act No. 21358 are highlighted, with a short CHANGES note after each Article affected. Article and chapter headings are restored to the Korean, including the “등” the official translation drops.

The Annex records every departure from the official translation — ten material, the rest terminology, cross-references, statute titles and presentation — each showing the official wording against this one. Nothing has been changed silently.

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